If you’re like many people these days, you’re probably looking for ways to earn some extra cash. However, after looking into Xifra, I have to say that success with this MLM program is unlikely.
As an online entrepreneur, I have reviewed many similar online opportunities over the years. So I can tell you what you need to know.
Just to be clear, I’m not affiliated with Xifra in any way. So, you can trust that this review is unbiased and honest.
Now, if you’re still interested in making passive income online, I have an alternative for you. At the end of this review, I’ll tell you about a program that has helped me make a full-time income online. So, stay tuned!
Table of Contents
What Is Xifra?
If you’re into trading digital money, you might have come across Xifra Lifestyle. It’s an MLM company that promises to help you earn through their investment scheme, offering a daily ROI of 0.5% to 2% capped at 200%.
Founded by Jonathan Sifuentes in late 2019, Xifra Lifestyle is headquartered in Mexico. However, due to some legal issues, the company is now managed by CEO George Goodman.
Xifra Lifestyle claims to have a massive capitalization of over 246 billion dollars in cryptocurrency. Their investment ecosystem includes cryptocurrency, hemp farming, and real estate for now.
Interestingly, most of the website’s traffic comes from Congo, Guadeloupe, and Mexico, according to Similarweb. However, the site is currently inactive due to regulatory controversies.
It’s important to be cautious when considering any investment opportunities, especially those that promise high returns. Always do your research and consult with experts before making any financial decisions.
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Is Xifra An MLM?
Yes, Xifra is an MLM. As an affiliate member of Xifra, you won’t receive a fixed salary. Instead, you’ll operate your own independent distribution business for Xifra products.
However, it’s not easy to earn a substantial income just by selling Xifra products. Like most MLM programs, your income primarily depends on recruiting new members to work under you. You’ll receive a commission on the sales and new recruits generated by the people you hire once they start producing results.
In MLM, people in your downline are below you, and you’re their upline. If you can bring in just 10 people to Xifra, you could make $1100. The more people in your downline, the higher your chances of success.
Most people in MLM would rather earn a lifetime passive income from recruiting others than a one-time commission from selling products, even if your MLM offers a wide range of products. But keep in mind that those at the top of the triangle have the most financial success, while those at the base have the least.
So, to sum it up, having a large downline is crucial for success in Xifra or any other multi-level marketing company.
You may also want to read our article on the top MLM companies.
Is Xifra A Ponzi Scheme?
Yes, it’s a ponzi scheme .Xifra Lifestyle claims to profit from the cannabis industry through trading and growth. However, there are concerns that Xifra Lifestyle is not actually involved in these activities.
Instead, it seems that Xifra Lifestyle’s passive earnings are related to the sale of securities, and the company may not have filed the necessary paperwork with monetary authorities. This suggests that Xifra Lifestyle could be involved in fraudulent activities related to the sale of securities.
Xifra Lifestyle’s partners claim that the company is legal in Mexico and the United States, but it operates illegally worldwide. Additionally, the company’s revenue appears to come from new investors, rather than any actual cannabis-related activities. This is a common characteristic of Ponzi schemes, which rely on new investors to cover the costs of existing investors and generate high returns.
Xifra Lifestyle also uses a multi-level marketing (MLM) structure that resembles a pyramid scheme. However, unlike legitimate MLM companies, Xifra Lifestyle lacks a retail component, making it more likely to collapse when interest in membership decreases.
It’s important to note that when Ponzi schemes collapse, the vast majority of participants end up losing their investment. Therefore, it’s crucial to do your due diligence before investing in any company, particularly those that promise unusually high returns or use MLM structures.
Is Xifra A Scam?
Yes, Xifra Lifestyle is a scam. Several countries, including Peru, Mexico, and Colombia, have issued warnings against Xifra for their unauthorized financial activities and illicit financial activities. These actions have caused many people to believe that Xifra is an MLM scam.
Furthermore, Xifra claims to have a trading algorithm that can achieve a 200% ROI. However, this claim is virtually impossible, and the fact that Xifra is not licensed by any national financial regulator to conduct investment programs makes it seem like they are committing securities fraud.
In January 2022, the founder of Xifra, Jonathan, and his partners were arrested on charges of bribery and threats. However, the charges were dropped due to lack of evidence.
If you’re considering investing with Xifra, we recommend that you stay away. The legal actions and controversies surrounding the company are enough to suggest that it’s not a legitimate investment opportunity. Why take the risk when there are plenty of other legitimate investment options out there?
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How Does Xifra Work?
If you’re curious about Xifra, you might have heard that it began in the wellness industry, selling CBD oil and other products. However, the company has now shifted to a multi-level marketing business model that operates with cryptocurrency.
If you become an affiliate of Xifra, you’ll be asked to contribute to one of many cryptocurrency pools. The company promises a return of up to 2% per month on your investment, thanks to its trading algorithm. Additionally, if you bring in new affiliates who invest in their cryptocurrency pools, you’ll receive a bonus.
If you’re thinking of joining, keep in mind that the minimum membership fee for Xifra Lifestyle is $115. It’s also worth noting that multi-level marketing companies can be risky, and it’s crucial to do your research before investing in any program.
Overall, Xifra is a company that relies on cryptocurrency pools to operate. By bringing in new affiliates and investing in the pools, you have the potential to earn a profit. However, it’s essential to weigh the risks and benefits carefully before committing any money to this MLM business model.
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Xifra Lifestyle Compensation Plan
Xifra Lifestyle has a compensation plan that allows you to earn money by recruiting new members and building your team. Let’s take a closer look at how it works.
Referral Commission
To start earning with Xifra Lifestyle, you’ll need to recruit others to join. When you get people to sign up for the Regular Investment Plan, you can earn 8% in referral commissions. Plus, you’ll get an extra 2% for each new person that you bring in.
Plantation Investment Plan
For even more earning potential, you can participate in the Plantation Investment Plan. With this plan, you can earn 20% on new recruits, 3% on new recruits of your recruits, and 2% on all other levels.
Rank Commissions
As you progress through the ranks, you’ll be rewarded with commissions from Xifra Lifestyle. The higher you climb, the bigger your commission will be. So, it’s in your best interest to do your best and work hard.
Residual Commissions
The key to earning high commissions is to build a strong team and motivate them to do the same. This will help you earn residual commissions and increase your earnings over time.
Commissions on ROI
If you’re looking to invest in Xifra Lifestyle, their Cannabis farms can earn you between 0.5% and 2% daily. You can expect a maximum return of 200% to 240%. You can make both investment packages and payouts with Bitcoin.
Overall, Xifra Lifestyle offers a compensation plan that can help you earn some extra cash. With the potential to earn through referrals, rank commissions, residual commissions, and ROI, there are plenty of ways to make money.
How Much Does It Cost To Join Xifra Lifestyle?
Well, for starters, you’ll need to invest $115 to become an affiliate member and start earning commissions through their multi-level marketing compensation plan.
If you’re looking to join the MLM and receive the guaranteed return offered by the company, you’ll need to invest at least $300. Keep in mind, though, that Xifra Lifestyle only accepts bitcoin, which is a popular cryptocurrency, for investment plans offering return-on-investment (ROI).
So there you have it! If you’re interested in becoming a part of Xifra Lifestyle, you’ll need to invest $115 or more and be comfortable using bitcoin.
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Final Verdict
To cut to the chase, I wouldn’t recommend joining the Xifra MLM program if you’re looking to make money.
Let’s face it, starting out in the program can be tough. You’ll spend a lot of time prospecting and trying to recruit new members to your downline, which can be pretty discouraging.
The worst part? You’ll likely end up hitting up your family and friends to join your Xifra business opportunity, which can be awkward and uncomfortable.
On top of that, your upline will constantly be pushing you to buy more Business Support Materials, even if you’re struggling to get people to join your team. Unfortunately, the reality is that you’re more likely to lose money than make any substantial profit.
In fact, according to a case study on the FTC’s website, 99% of people who join an MLM break even or end up losing money.
It’s no wonder that people often feel pressured to succeed in these MLM-type businesses, and that’s one of the primary reasons why they leave.
But don’t worry, there are other ways to earn money and have a flexible schedule that don’t involve MLM programs. Have you ever considered starting your own online business?
By doing so, you get to choose what you want to promote and sell, rather than having someone dictate it to you. Plus, building a legitimate online business is 100% sustainable and can provide you with a steady stream of passive income over time.
In the next section, I’ll share with you how to build an online business in a legitimate way that has allowed me to make a full-time income within a year. So, stay tuned!
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Is There a Better Way to Make Money Online?
Starting your online business can be overwhelming, especially with all the programs out there. But let me tell you, Xifra MLM is not the way to go. You deserve better.
That’s why I’m excited to introduce you to my #1 recommended platform – Wealthy Affiliate. It’s an all-in-one platform designed to help you build your affiliate marketing business from scratch.
You may read our article about the difference between MLM and affiliate marketing.
With Wealthy Affiliate, you’ll have access to first-class web hosting service, keyword research tools, community support, comprehensive training, writing tools, and other software to help you build an online business step-by-step.
The best part? You can register a free account with Wealthy Affiliate, which enables you to get started with affiliate marketing right away without paying a penny.
And if you love the platform, you can upgrade to premium membership to get access to everything on the platform – with no upsells afterwards.
But here’s the question on your mind – how much can you earn with Wealthy Affiliate? Well, let me share an inspiring story with you. A 21-year-old student from Wealthy Affiliate was able to earn $7,395 in just 1 week, which means he made more than $1k a day, all while applying what is taught inside Wealthy Affiliate.
You can read our full review of Wealthy Affiliate here.
And that’s just the beginning. Wealthy Affiliate has been established for 15 years and has over a million members, with many success stories in the past decade.
If you’re ready to join Wealthy Affiliate, it’s super easy. They have a simple pricing scheme with a free and premium membership. The premium membership only costs $49/month or $395/year.
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You can enjoy all these values without paying a penny. So go ahead, register a free account, and see it for yourself. I promise you won’t regret it.