Residual Payments Review – Scam or Legit? Truth Exposed!

Are you looking for a Residual Payments review? This comprehensive review is going to answer all of your questions.

As companies look for ways to make money while working from home, passive or residual income has gained popularity. However, people often lose money through ineffective strategies because there are so many ways to start.

Residual Payments’ expert digital payments course is taught by David and Patricia Carlin, a power couple who have earned millions in commissions with their method.

David and Patricia Carlin’s course suggests using digital payments to make residual income online. Does it work?

To help you make an informed decision about Residual Payments, I have done thorough research about it in the past few weeks. So I can tell you everything you need to know about it.

Finally, I’ll share the exact method I used to build my online business that earns a 5-figure passive income every month.

In this Residual Payments review, I’m going to cover the following topics.

What Is Residual Payments?

David and Patricia Carlin developed this training course. The company touts it as a way to enter the lucrative digital payments market.

Since everything on the Internet can be paid for electronically, any type of online business could benefit from a digital payment agent.

There is undoubtedly a demand for this product, and the earning potential is significant. Residual Payments offers a three-step method to earn residual income.

According to the Carlins, they receive an average of $500 from each business that uses their credit card processing service.

Apparently, no one has heard of this opportunity, which is advertised on their website.

Their checkout page even includes a timer. This practice is known as scarcity marketing. The intent is to fool consumers into thinking it is a limited time offer.

David and Patricia have obviously mastered the art of selling, but is it worth investing in their course?

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Who are Patricia Carlin and David Carlin?

The mini-courses they have developed are Residual Payments and The Digital Payments Revolution.

Few reviews have been written about them and their course. According to their bios, they have both worked in the digital payments industry for over 20 years.

David’s eCommerce project is very well known. By processing billions of payments with Patricia, they have earned millions of dollars in commissions.

Can You Make Money With Residual Payments?

You can earn a monthly residual income through digital payments. The Carlins say they can make millions or become million-dollar payment agents, but I doubt it.

There are many challenges in digital payments.

Do not get me wrong.

You can make money in digital payments, but if you are going to engage in the grueling work involved in the business (which, believe us, is not easy), you might as well make some money while you learn the ropes.

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What’s Inside Residual Payments?

On the website, the course is called “The Digital Payments Revolution.”

To understand the Residual Payments sales process, understand that this is only the first step in a series of pages that will gradually take you through a series of offers and upsells, each more expensive than the next, until you are finally invited to schedule a call with a Residual Payments representative.

You are persuaded to part with thousands of dollars to work directly with David and Patricia.

The initial cost is just the beginning, which explains why membership is so affordable. Let us take a look at each of Residual Payments’ offerings.

What is a Digital Payments expert?

Digital payments experts enable businesses to accept payments via online orders or POS, such as credit cards and bank cards (POS). 

By working with David and Patricia, you will receive a regular payout while learning about the many terminals and pricing plans available to business owners. 

Many people may not be aware that they can participate in this particular Internet business model, but it is only one of several.

The Digital Payments Revolution

The course is divided into nine short sections. They last about 15 minutes each. It is important to understand that the content of Digital Payment Revolution covers only a small portion of what it takes to be a successful digital payment agent.

In this course, you will learn about the merchant services industry, which is very different from other business models.

The purpose of your work is to help businesses reduce the costs associated with payment processing.

You will receive a percentage of all transactions.

If you are skilled at doing business, this could be quite successful.

Module 1: Introduction

It takes less than two minutes to complete this module. Everything you need to know is included.

Module 2: Knowing Your Instructors

In the next 22 minutes you will learn more about David and Patricia Carlin, their background, their journey and much more. In theory, this gives you more confidence in the course developers. It makes you more likely to buy their upsells. It’s a marketing technique they use.

Module 3: Credit card processing

The module deals with the business model as a whole. You will then understand what you are getting into. After all the hype is removed, you will better understand what it takes to make this thing work.

Module 4: Can you make a lot of money? 

This business concept will introduce you to certain numbers and the possible revenue that can be generated.

Module 5: The topic of real residual income is covered

Here the Carlins discuss the possibilities for passive residual income. As an example, they cite one of their oldest clients who has been paying them for almost 15 years.

Module 6: Taking advantage of the opportunity

As a follow-up to the previous lesson, this lesson clarifies the opportunity you’ve been given.

Module 7: Finding potential customers

Find out why certain business owners are not worth the effort. Shopify store owners are an example. It does not make sense to advertise with them because other integrated payment processors do not work effectively on this platform.

Module 8: Your first client

In this section, you will learn what it takes to get your first paying customer.

Module 9: Now it’s time to make the call

At this point, the Carlins will encourage you to meet with a Residual Payments representative one-on-one. If you purchase, this will cost you thousands.

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The Digital Payments Playbook

The playbook goes into more detail about the many merchant services you can offer and the various ways you can sell them.

You’ll get key marketing materials such as sample scripts, sample questions, visuals, social media captions, quotes, questions, and a planning calendar.

The first time, you will have to pay $47 for this upgrade. If you wait, you will have to pay $79 for this upgrade.

Becoming A Highly Paid Agent

For a step-by-step guide explaining how to set up your business, you need to buy this upsell.

It contains all the technical information you need to know. In the beginning, you can purchase it for $197. After that, it costs $297.

Who Is Residual Payments For?

To be successful in this training, you must be a hustler.

I would not recommend this course if you are an introvert or a creative person.

To make appointments with companies you will need to email, call and visit them in person.

This course might be good for you if you are good at that.

The Residual Payments Program Pricing

Before I explain the cost of The Digital Payments Revolution, let me make one thing clear:

This course is not about the merchant services business model.

Digital Payments Revolution is just the first stage of a sales funnel that explains how the business strategy works.

You will not learn how to start your own business.

To become a highly paid sales rep, you’ll need to buy the second course.

You are forced to buy the second course when you buy The Digital Payments Revolution.

If you buy now, it costs $197; if you buy later, it costs $100 more.

After that, there is another upsell.

The digital payments revolution will only cost you $17 to get started.

After you spend $17, you are more likely to buy more expensive courses.

To gain a full understanding of the system, you’ll need to buy the second course, which costs between $197 and $297. This is something that David and Patricia keep emphasizing in The Digital Payments Revolution.

Towards the end of The Digital Payments Revolution, you are pushed into a sales pitch with David and Patricia that can cost you thousands of dollars, depending on what you buy.

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Residual Payments Discount

I looked everywhere for a promo code or discount but couldn’t find anything. The checkout page of Residual Payments doesn’t provide a field for a promo code.

The Residual Payments Refund Policy

There is only a 30-day money-back guarantee offered by Residual Payments for The Digital Payments Revolution course.

Nothing else is covered by this guarantee. You cannot return upsells after you have purchased them.

Residual Payments Testimonials

Successful graduates of Residual Payments have written testimonials that can be found on the product page. Eric and Erica provide two of the testimonials.

Erica runs the best event planning company in New England. She took the plunge to work closely with Patricia and David by signing up for their Residual Payments course. She uses what she learned in the program to help her network of business contacts lower their merchant fees, generating a healthy monthly residual income of several hundred dollars.

Eric came upon this training with no prior knowledge of money processing. After enrolling and following all of Patricia and David’s teachings, he was able to successfully close over eighty accounts. Eric receives more than $8,000 each month thanks to this passive source of income, and after completing the High Risk Mastery training, he hopes to double or triple his monthly income. Financial independence has allowed him to be happy in all areas of his life.

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Positive and Negative Feedback By Real Users

Positive Feedback

  • Unique business model with passive income potential.
  • Businesses are increasingly using digital payments
  • Carolines know what they do and how to teach

Negative Feedback

  • Refund policy does not apply to all products
  • A 5k upsell is expensive!
  • False scarcity and exaggeration are the hallmarks of marketing
  • Not everyone is suitable for it

Is Residual Payments a Scam?

I cannot say Residual Payments is a scam.

The Carlins present this as a lucrative and glamorous way to make money online, but the reality is far less glamorous.

Business models like this are not for everyone. If you do not like high pressure or are easily discouraged, you probably should not be running Residual Payments.

It will be hard to convince people to hire you as a digital payment intermediary if you have not already built a solid portfolio of satisfied and delighted customers.

You’ll need to convince business owners that the payment processing services you offer are better, even if you do not have the knowledge to back up your arguments.

Is this something you’d like to learn? It can be practical, but not everyone benefits from it.

Is Residual Payments Legit?

There is nothing illegal about Residual Payments. You will learn the same strategies that the Carlins use to make money online.

However, if you want to build a business, there is no shortage of opportunities.

There are better ways to make passive income online. Let me tell you more in detail in the next section.

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The Best Alternative of Residual Payments To Make Passive Income Online

If you’re beginning your online business journey, you deserve a programme much better than Residual Payments.

My #1 recommended platform is called Wealthy Affiliate.

Wealthy Affiliate is an all-in-one platform for building your affiliate marketing business from scratch.

When you join Wealthy Affiliate, you can get access to the first-class web hosting service, keyword research tools, community support, comprehensive training, writing tools, and other software to help you build an online business step-by-step.

You can register a free account with Wealthy Affiliate, which enables you to get started with affiliate marketing right away without paying a penny.

If you like the platform, you can then upgrade to the premium membership to get access to everything on the platform. There are no upsells afterwards.

But How Much Can You Earn with Wealthy Affiliate?

A 21-year old student from Wealthy Affiliate was able to earn $7,395 in just 1 week, which means he made more than $1k a day…all while applying what is taught inside Wealthy Affiliate.

Residual Payments Review

Compared with Authority Hacker, Wealthy Affiliate has a much longer history, which has been established for 15 years and there are many success stories in the past decade. Actually, Wealthy Affiliate has more than a million members so far, so you can see how popular this platform is.

To give you more examples, here are some of the other inspiring success stories of Wealthy Affiliate members.

Where to Join Wealthy Affiliate?

Wealthy Affiliate has a very simple pricing scheme. It has a free and premium membership. The premium membership only costs $49/month or $395/year.

If you want to feel about Wealthy Affiliate, you can sign up for the free starter membership here (no credit card required). You can select to be a free member with no time limit.

And as a starter member, you can get instant access to the community, live chat, over 500 training modules, 2 classrooms, networking, commenting, 1 free website, access to the keyword tool.

You can enjoy all these values without paying a penny.

So I strongly recommend you to register a free account and see it yourself.

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