OPM Wealth Review (2023): Scam or Legit? Exposed!

If you’re considering OPM Wealth as a potential money-making opportunity, you’re in the right place. With so many online scams out there, it’s important to do your due diligence before investing your hard-earned cash.

As an online entrepreneur, I enjoy helping people find legitimate money-making opportunities online, I’ve reviewed hundreds of similar programs over the years. And recently, I decided to dive deep into OPM Wealth to see if it’s worth your time and money.

As a disclaimer, I want to make it clear that I’m not affiliated with OPM Wealth in any way. That means my review is completely unbiased and based solely on my research.

So, if you’re considering investing in OPM Wealth, stay tuned for my in-depth review where I’ll cover everything you need to know to make an informed decision.

What Is OPM Wealth?

If you’re looking for an MLM scheme that promises high-income returns in a short time, OPM Wealth might catch your attention. The company’s name stands for Other People’s Money, which is exactly what it requires to make money. opm wealth review

OPM Wealth operates as a pyramid scheme, with a multi-level marketing structure that encourages members to recruit others to the business. The company claims to help its members make six-figure incomes in just three months, but this seems like a far-fetched claim.

It’s worth noting that there is no clear information on who owns or founded OPM Wealth. Stefan Dessalines is the face of the company and appears in all promotional videos, but his role in the business is unclear.

To join OPM Wealth, you can sign up for free and watch a few introductory videos. But to progress further in the scheme, you need to schedule a call with a mentor and select a package. Most of these packages are quite expensive, so the company offers credit assurance to help you cover the costs.

However, it’s not clear how taking on debt to join an MLM scheme can benefit you in the long run. Once you become a member, you gain access to training and instructions on how to recruit others to the business.

OPM Wealth offers various packages and a two-tier compensation plan, but it’s essential to note that this is a high-risk investment opportunity. If you’re considering joining OPM Wealth, it’s crucial to do your research and fully understand the risks involved.

You may also want to read our article on the top MLM companies.

Recommendation: Here’s The Best Alternative

Who is the Creator of OPM Wealth?

OPM Wealth is a program that has gained a lot of attention lately, but many people wonder who is the creator of this program. While I cannot verify the real owner of OPM Wealth, Stefan Dessalines is the man in charge, as he appears in almost every video.

Before joining OPM Wealth, it’s important to learn more about Stefan Dessalines. He was an actor before starting this venture and does not have a marketing background, which is concerning to some. It’s difficult to trust someone who asks for significant amounts of money without a background in marketing.

If you’re interested in joining OPM Wealth, it might be a good idea to reach out to Stefan Dessalines to learn more. I did some research and found his Facebook group, but it has only 231 members and hasn’t been active since 2017. This doesn’t necessarily mean anything, as he may have lost interest in social media. However, it does raise some questions about his commitment to the program.

What Does OPM Wealth Offer?

OPM Wealth offers a free account where you can watch some videos and decide whether you want to join their program or not.

Once you’re in, you can choose from their five different packages, each named after a Greek God. The cost ranges from $2,000 for Hermes to a whopping $27,500 for Zeus. It’s essential to note that you need to purchase each package to earn commissions with OPM Wealth.

Unfortunately, unlike other MLM companies that offer tangible products, OPM Wealth doesn’t seem to have anything of substance to offer. Instead, they provide access to a series of 17-step videos that teach you how to make money.

The video titles cover topics such as time management, crypto basics, and financial independence. While there’s nothing particularly noteworthy about the content, the videos might still be useful for people looking to learn about making money online.

How Does OPM Wealth Work?

OPM Wealth is a system that borrows money from banks to fund the scheme and to recruit more members. Sounds simple, right? Well, some people think it’s too good to be true, and I have to say, I’m one of them.

While the procedure is straightforward, I’m skeptical about the benefits of joining. To begin, you’ll purchase a package that includes training videos on various topics like Digital Franchise, Trading Cryptocurrency, and Financial Independence. But you can’t access the coaching sessions until you watch the free videos and have a coaching call with a member of the team.

And that’s where things get tricky. A member of the OPM Wealth scheme will encourage you to join and take action by recruiting others to become members. This is how you’ll earn commissions. But is it really that simple? Not really.

Marketing campaigns will incur additional costs, and it seems like only those who run the scheme will truly benefit.

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How to Make Money with OPM Wealth?

If you’ve invested between $2000 and $27500 in OPM Wealth, you’re probably wondering how you can earn your money back. Here’s how it works:

Whenever you recruit a new member to join the program through your group, you’ll earn a commission from OPM Wealth. The commission you earn depends on the Wealth Package level that your recruit purchases. Here’s a breakdown of the potential earnings:

  • Hermes Package: $1,200 commission on Level 1, $200 on Level 2
  • Apollo Package: $3,000 commission on Level 1, $500 on Level 2
  • Athena Package: $5,100 commission on Level 1, $850 on Level 2
  • Poseidon Package: $8,700 commission on Level 1, $1,450 on Level 2
  • Zeus Package: $16,500 commission on Level 1, $2,750 on Level 2

It’s important to note that you’ll only receive commissions if your direct or indirect recruits purchase the same Wealth Package as you. For instance, if you’re a Hermes Package member and your direct recruit selects Zeus Package, you won’t earn any commission. To maximize your earnings potential, it’s recommended that you purchase all Wealth Packages.

You can withdraw your commissions in the form of Bitcoin, Litecoin, or Ethereum whenever you want.

OPM Wealth Compensation Plan

If you’re curious about making money with OPM Wealth, it’s important to understand the compensation plan. Essentially, you earn a commission for recruiting someone who follows the same path as you. Your commission amount depends on your level within the company, with Hermes being one level.

It’s worth noting that you won’t earn a commission if your referral upgrades while you remain at the same level. The compensation plan is structured around a two-tier system, meaning you’ll earn commissions based on the actions of your referrals and their referrals.

Specifically, you’ll earn a 60% commission on the first tier and a 10% commission on the second tier. For example, you can earn $1,200 when a level one referral upgrades to the Hermes package and $200 when a level two referral does so.

There are other commission amounts for different upgrade levels, such as $2,000 and $500 for level two referrals upgrading to the Apollo package. However, some may view the compensation plan as a pyramid scheme since no products are sold or anything else of value is provided.

While OPM Wealth may seem like a potentially lucrative opportunity, it’s important to approach with caution and do your research. The business model may not be sustainable in the long run and could eventually collapse.

How Much Does It Cost to Join OPM Wealth?

OPM Wealth is an exciting opportunity to earn some extra cash, but it’s not a free ride. While signing up is free, you’ll need to invest in one of OPM’s wealth packages if you want to start earning.

There are five different packages to choose from, including Hermes at $2,000, Apollo at $5,000, Athena at $8,500, Poseidon at $14,500, and Zeus at $27,500. It’s important to keep in mind that joining OPM does come with a significant price tag, but the potential to earn money is worth the investment.

Once you’ve purchased a package, you’ll have access to training courses and a multilevel marketing compensation plan that allows you to earn commissions. 

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Pros of Joining OPM Wealth

High Earning Potential

One of the main reasons to consider OPM Wealth is the high earning potential. Even at Level 2, you can earn a significant amount, and the 24-hour payouts in your choice of crypto add to the appeal. However, keep in mind that there is always a risk involved and nothing is guaranteed.

Free Account Offer

OPM Wealth offers a free account that allows you to get a feel for how the platform works before committing any money. This is a great way to see if it’s a good fit for you before investing the $2000 required to get started.

Recruiting and Selling Skills Required

To make money with OPM Wealth, you’ll need to be skilled at recruiting and selling to others. If you’re able to build a team of motivated individuals, you can potentially earn a substantial income. However, it’s important to note that this type of scheme is not for everyone and may not be the best fit for those who are uncomfortable with this kind of approach.

Cons of Joining OPM Wealth

They Won’t Teach You How to Grow Your Online Business

The primary focus of OPM Wealth is the Plutus Plan and the commissions that can be earned by recruiting people. They promise investors to be available for their business, but this is not true. So, don’t expect to learn anything valuable to grow your online business.

Worthless Videos

OPM Wealth offers videos that can be accessed online once you purchase a Wealth Package. However, these videos are not worth the money. Except for Steps 1 and 2, spending $2,000 on videos that you will watch only once or twice is not worth it.

No Product Offering

OPM Wealth does not offer any products with real value, making it an illegal MLM company in the US. They are barred from operating in any state.

Recruitment-Only Compensation Plan

The only way to earn money with OPM Wealth is by recruiting others to join the scheme, making it a pyramid scheme on the verge of Ponzi-ness. This business model is unsustainable, and it’s only a matter of time before the scheme collapses.

OPM Wealth Asks You to Borrow Money

OPM Wealth encourages you to borrow money to invest in the scheme. However, it is never a good idea to borrow money to invest in a pyramid scheme. It’s a sure way to lose your money.

An Easy Collapse of OPM Wealth Is Possible

Pyramid schemes are unsustainable, and most members are unable to profit. OPM Wealth is ultimately doomed to failure at one point or another. Don’t waste your money and time on something that is destined to fail.

There Are No Testimonials or Other Proofs Available

OPM Wealth lacks any testimonials or other proof that it works for others. Nobody has been able to show their results. This lack of evidence makes OPM Wealth look like a scam.

Hidden Expenses

OPM Wealth requires a lot of money to be invested in online ads for the scheme to be successful. The training provided is inadequate, and these costs could escalate very quickly. The extra charges are not disclosed beforehand, so you could end up losing a lot of money.

Recommendation: Here’s The Best Alternative

Is OPM Wealth an MLM or Pyramid Scheme?

OPM Wealth is marketed as a system to help you earn six-figures in just a year. However, it’s important to know that OPM Wealth is a high-ticket pyramid scheme.

The problem with pyramid schemes is that you have to recruit other people to join in order to make money. That means you’re not earning money from a legitimate product or service, but rather from recruiting others into the scheme. This is not a sustainable or ethical way to earn money.

Sure, you might be able to make some money with OPM Wealth, but it’s not a good idea. Spending $2000 to join a nonsensical scheme is absurd. It’s a scam, just like FM World and Ascira.

Is OPM Wealth a Scam?

If you’re considering investing your money in OPM Wealth, you might want to think twice. There are many signs that suggest the company is a scam.

For one, OPM Wealth isn’t listed with any third-party screening platforms like Better Business Bureau, which is a cause for concern. In addition, there are no testimonials or reviews from satisfied customers.

In fact, after conducting research, all I could find were negative reviews from people who had fallen for the OPM Wealth scam. Many of these individuals shared their horrible experiences and lost several thousand dollars as a result.

Investing in OPM Wealth could lead to financial disaster. Not only is it a potentially illegal scheme, but it could also collapse within a few months, leaving you with debt and lost investments. So, it’s best to steer clear of OPM Wealth and find a safer investment opportunity.

Recommendation: Here’s The Best Alternative


Is OPM Wealth accredited by the BBB?

No, the OPM Wealth system is not currently accredited by the BBB. It’s unlikely that it will be accredited in the future since it’s a marketing platform for Plutus Plan, which is also not accredited.

Do you pass up on commissions or members?

You only pass up the sale, not the member, if you qualify for that sale as a paid or free member. So, you won’t lose any members by passing up on a sale.

Will you get leads from OPM Wealth?

If you join OPM Wealth after paying your package level fee, you won’t receive any leads. However, you can purchase lead packages starting at $2,500. They cannot guarantee the quality of these leads or the conversion rate.

Final Verdict

OPM Wealth is a classic pyramid scheme that lures people into its program by promising high commissions and luxurious lifestyle.

The truth is, to be successful with this scheme, you’ll need to invest more than $50,000 and recruit others to do the same. Yes, you heard it right, you need to convince others to invest their hard-earned money in a dubious scheme, which is unethical and potentially illegal.

OPM Wealth claims to offer training and education, but in reality, it’s just a front to cover up its pyramid structure. You can’t make a decent income just by promoting OPM Wealth products; you need to recruit others to make money. This is the main characteristic of a pyramid scheme and a red flag that you should avoid.

While OPM Wealth might not technically be a scam, it’s not a reliable way to earn money online. Pyramid schemes like OPM Wealth are illegal, and sooner or later, they will collapse, leaving you and your downlines with nothing.

Therefore, I don’t recommend OPM Wealth to anyone who wants to make money online. If you’re serious about creating passive income streams, there are better and legitimate ways to do it. Stay tuned for my best alternative to OPM Wealth.

Recommendation: Here’s The Best Alternative

Is There a Better Way to Make Money Online?

If you’re just starting your online business journey, there’s a platform that’s much better than OPM Wealth, and that’s Wealthy Affiliate. It’s my #1 recommended platform for building your affiliate marketing business from scratch.

Wealthy Affiliate is an all-in-one platform that provides first-class web hosting, keyword research tools, community support, comprehensive training, writing tools, and other software to help you build an online business step-by-step.

The best part? You can register a free account with Wealthy Affiliate and get started with affiliate marketing right away without paying a penny. If you like the platform, you can upgrade to the premium membership to get access to everything on the platform. And the best part is, there are no upsells afterwards.

You may read our article about the difference between MLM and affiliate marketing.

But you might be wondering, how much can you earn with Wealthy Affiliate? Well, let me tell you, a 21-year old student from Wealthy Affiliate was able to earn $7,395 in just 1 week, which means he made more than $1k a day, all while applying what is taught inside Wealthy Affiliate.

You can read our full review of Wealthy Affiliate here.

Wealthy Affiliate Testimonial

Compared to Authority Hacker, Wealthy Affiliate has a much longer history and has been established for 15 years, with many success stories in the past decade. In fact, Wealthy Affiliate has more than a million members so far, which shows how popular this platform is.

If you need more inspiration, here are some other success stories from Wealthy Affiliate members. And if you’re interested in joining Wealthy Affiliate, it has a very simple pricing scheme. You can sign up for the free starter membership with no credit card required and enjoy instant access to the community, live chat, over 500 training modules, 2 classrooms, networking, commenting, 1 free website, and access to the keyword tool.

As a starter member, you can enjoy all these values without paying a penny. So, I strongly recommend you register a free account and see for yourself how Wealthy Affiliate can upgrade your online business.

Recommendation: Here’s The Best Alternative

2 thoughts on “OPM Wealth Review (2023): Scam or Legit? Exposed!”

  1. I’m negative 13k because of this company and god knows how long it will take me to pay it back. These guys literally took off. I heard one them supposedly pass away although I could not corroborate that and because of the pandemic they went out of business but I think that’s bs. Anyway I made a horrible decision to join. Let me know if somebody is doing anything about it please.

    • Sorry to hear that Jose, like you not only a big mistake and I lost Zeus plan plus you know how much they asked to run traffic according to support guy. I really hate to mention how much I lost here, I hate myself easily get fooled and people like them, who have the nerve.
      I tried to contact Jeremy Miner, the guy in the webinar every day, introducing OPM wealth program. At first he keeps on saying your money is in good hand then later no longer answering. Until pandemic came and my financial predicament situation get worst.
      Anyone who can tell me and Jose how and where we can get back our invented money, please let us know?
      Here’s my contact info, just email me [email protected].


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