Marcus Barney – Him500’s Recession Proof Xtreme Review, Scam or Legit?

Are you looking for a review of Recession Proof Xtreme? Should you get this finance and credit repair course?

I have a passion to help people explore money-making opportunities online. Over the years, I have reviewed many programs like Recession Proof Xtreme.

In the past week, I have done thorough research about Recession Proof Xtreme so I can tell you more about it.

As a disclaimer, I’m not affiliated with Marcus Barney. It means I’m not paid to write this review. So you can be sure that my words are unbiased.

At the end of this review, I’ll also tell you a better alternative that has enabled me to make a full-time passive income online.

In this Recession Proof Xtreme review, I’m going to cover the following.

Who Is Marcus Barney or Him500?

Marcus Barney is also known as Him500. He is the creator of Recession Proof Xtreme.

Marcus Barney is an experienced entrepreneur. He started doing business at 18. He got into the real estate field at the beginning. However, after the 2008 housing crisis, he changed to sell cell phones.

marcus barney – recession proof xtreme review, scam or legit?

His cell phone failed because he said he didn’t know the importance of finance and using his credit.

He learned from his failure and started the world of finance and credit. Today, he runs a successful business in real estate investment and credit repair. He also sells online courses to teach people finance.

So the problem we have to address in this review is whether you should enrol in his Recession Proof Xtreme course. Can this course help you make money?

Let’s take a look at what this course is about and what you can expect to learn.

Recommendation: Here’s The Best Alternative

What is Recession Proof Xtreme?

Recession Proof Xtreme is an online course that teaches you to repair your credit and secure funding for your small business.

Marcus Barney will also teach you how to save money on travelling and getting cars. 

Before I talk about the course content, please note that this course doesn’t teach you a business model to get started.

You will only learn how to fix your credit score in order to get a business loan. So if you don’t have a business at the moment, this course might not be suitable for you.

If you want to start an online business, I will tell you an easy business model to get started without any capital at the end of this review.

Recession Proof Xtreme Overview

If you want to know what exactly you can learn from Recession Proof X, here’s a brief overview for you.

The course has 4 sections plus some bonuses. Let’s take a look at each section.

Financial Literacy

This is the first section of the course. You will learn how to fix your credit.

Here are the topics covered in this section:

  • Clean up your credit report in under 60 days
  • Get your credit to over 750
  • Starting a credit repair business
  • How to automate your credit repair business

Tradeline Business

This second section of the course covers tradeline business.

Selling tradelines is when you authorize someone else to use your credit card. Essentially you are allowing them to build credit off your good credit. You get paid for this.

Here are the topics covered in this section:

  • The best credit cards for tradeline businesses
  • How to avoid fraud from occurring
  • Risk management in tradeline businesses
  • How to grow your tradeline business

Personal And Business Funding 

This section is about securing credit and getting low interest rates.

Strategies And Luxury Car Hacks

You will learn how to travel cheaply and how to lease luxury cars without spending a lot of money in this section. It is not about business at all.


Apart from the core training above, you will be given some bonus training materials.

Here are the bonus you will get when you pay for Recession Proof Xtreme:

  • Credit repair Ebook
  • Weekly group coaching calls
  • Facebook ads training
  • Social media marketing masterclass

Recommendation: Here’s The Best Alternative

Recession Proof Xtreme Pricing

Recession Proof Xtreme is not cheap. It costs $3,497, which is very expensive. I think this course is overpriced because it doesn’t actually teach you how to build a business and make money.

If you really pay $4,397 for the course, you are just making your credit score worse, not better. If you really want to improve your credit, the best way is to increase your income so that you can pay off the debts on time. 

In the later section of this review, let me tell you an easy business model to start without huge capital.

Positive and Negative Feedback From Students of Recession Proof Xtreme

Positive Feedback

  • Marcus Barney knows the stuff he is teaching
  • You can learn how to improve your credit score

Negative Feedback

  • The course is too expensive and you cannot make the money back
  • There is no refund for this course. This is a red flag because most courses have at least a 30-day money back guarantee.
  • There are better and easier ways to fix your credit, which is to start an online business and generate more cash flow.

Is The Recession Proof Xtreme Course Worth It?

I do not think this course is worth taking.

The course is overly expensive for what it teaches, which is basic information that you can find almost anywhere.

If you already have a reputable financial advisor, he may be able to teach you as much if not more than what is covered in this course. Not only is it easier to follow, but it also fits your lifestyle better.

While this course will teach you certain methods to make extra money, there are other online courses that will teach you the same things much more effectively.

The side businesses, especially trading, that are recommended and taught here are also quite risky.

However, the most important thing here is that the founder of the course, Marcus Barney, also known as Him500, is a recognised expert in his field.

Is Marcus Barney (Him500) a Scam or Legit?

I cannot say Marcus Barney (Him500) is a scam. His Recession Proof Xtreme does teach you solid stuff about finance and credit.  However, the course is overpriced and I don’t recommend it to anyone who wants to fix the credit.

Moreover, Marcus Barney seems to make more money from selling his online course instead of doing what he teaches. So it’s not convincing enough to learn from him and make money.

Also, do you know the world has changed a lot because of the internet? I mean there are many money-making opportunities online that you can take advantage of.

Actually, you can start an online business very easily nowadays, which not only can pay for your bills but also generate a stable stream of passive income for you.

Warren Buffet said, “If you don’t find a way to make money while you sleep, you will work until you die.”

Therefore, I wouldn’t recommend you to bother with your credit score. Instead, you should start building a digital asset that can make you money while you sleep.

In the next section, I will introduce the easiest and most profitable online business model you can start today!

Recommendation: Here’s The Best Alternative

Better Alternative to Make Passive Income Online

If you’re new to online business, you may think it’s difficult to start a business on your own. But actually that’s not true. 

There’s a risk-free online business model that doesn’t need initial capital and can be done as a side-hustle. It is called “affiliate marketing”.

So you may wonder, “how much can you earn in affiliate marketing?”

Actually the earning potential of affiliate marketing is huge. There’re people who are doing it full-time and earn a 7-figure income a year.

This is a 21-year-old student from my #1 recommended training platform of affiliate marketing

Recession Proof Xtreme Review

He was able to earn $7395 in just a week. That means more than $1K a day. It’s nearly impossible for you to find a part-time job that can pay you $1K a day. But affiliate marketing can.

In fact, of all the online business models I’ve tried, affiliate marketing is the easiest and most rewarding one. If you’re a beginner in online business, affiliate marketing is perfect for you because it’s simple but lucrative.

And Wealthy Affiliate is my #1 top recommended platform for building an affiliate marketing business from scratch. 

If you don’t know Wealthy Affiliate, it has existed for more than a decade and is now one of the largest internet communities of affiliate marketing.

Many members of Wealthy Affiliate are able to enjoy a steady passive income, which allows them to quit their 9 to 5 job and travel around the world.

Here are some of the inspiring success stories of Wealthy Affiliate members.

Where to Join Wealthy Affiliate?

Wealthy Affiliate is a membership platform. It has free and premium membership.

You can sign up for the starter membership here (no credit card required) to experience yourself. There’s no time limit for the free membership.

And as a starter member, you can get instant access to the community, live chat, over 500 training modules, 2 classrooms, networking, commenting, build 1 free website, access to the keyword tool. There’re lots of free values you can get.

So I strongly recommend you to register a free account and see it yourself.

Later, if you think affiliate marketing is a good fit for you, you can upgrade to the Premium Membership and get the most out of Wealthy Affiliate. 

If you have any questions, feel free to comment below and I’ll respond as soon as possible.

Recommendation: Here’s The Best Alternative

Recession Proof Xtreme FAQs

1) Is Recession Proof Xtreme worth $3497?

I’m not convinced that it’s worth that price.

There are several courses that teach side businesses for much less than $3497, so it’s not necessary to spend that much money.

Personally, I’d go for the less expensive option first.

2) What are your thoughts on Marcus Barney?

I’m curious how much he makes selling courses and if he actually practises what he preaches.

I wouldn’t take him so seriously if I knew he made most of his income selling courses.

3) Is there a payment plan?

Even though there seemed to be no payment plan, there was a credit option. There is no reason to take out a loan to pay for this education.

4) Is there a refund policy?

No, this is really disappointing, especially because the vast majority of reputable programs have a money-back guarantee.

Recommendation: Here’s The Best Alternative

Alternatives to Recession Proof Xtreme

Possible substitute courses are:

Financial Freedom University

Grant Cardone, an entrepreneur and investor, teaches this course. It is more expensive than Recession Proof Xtreme ($897) because it covers more topics.

Rich Dad Poor Dad

This book by Robert Kiyosaki is an old favourite and a must for anyone looking to improve their financial skills. Although it’s a solid introduction to the subject for newbies, Recession Proof Xtreme offers more thorough coverage.

Suze Orman’s Finance Course

The course instructor, Suze Orman, is a finance guru. It is more expensive than Recession Proof Xtreme ($897) because it covers more topics.

David Ramsey’s Financial Peace University

David Ramsey, a money specialist, teaches this course. This course goes into more depth than Recession Proof Xtreme, but also costs $129 more.

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