Investing is a way to grow your money over time by putting it into assets such as stocks, bonds, and real estate.
It can be a great way to build wealth and achieve financial goals, but it’s important to understand the risks involved and do your own research before making any investment decisions.
This category of posts will cover a variety of investing topics, including strategies, tips, and resources to help you make informed decisions and achieve your financial goals.
Gold has long been regarded as a hedge against nearly any kind of risk, from inflation to economic upheavals, to currency fluctuations, to war. You don’t have to limit yourself to buying physical gold, such as coins or bullion, when thinking about investing in gold. Gold exchange-traded funds (ETFs) or …
Gold dazzles the world when Wall Street is afraid. When COVID-19 panic pushed gold prices above $2,000 an ounce in August and September, that’s what happened. During the volatile year of 2020, gold outperformed stocks, with gold prices rising 24.6%, while the S&P 500 index returned 18.4%. Investing in gold …
Gold was one of the earliest traded assets long before other markets like stocks and bonds. While gold trading offers many opportunities for investors, it is not without its downsides. In this article, I will explore why people invest in gold, how to invest in gold, and whether gold is …
Today’s stock market is perplexing, but it can also be rewarding. I can only guarantee that if you read this book carefully, you will fare far better than the average investor. Just remember that patience and discipline are more important than ever. The goal of this article is not only …
Every year millions of inexperienced investors try their luck in the stock market casino, and the vast majority of them end up both poorer and wiser for the experience. Most people who don’t succeed have one thing in common: they haven’t mastered the basics. However, you can improve your chances …
When it comes to risk management, there are four non-insurance strategies you can put to work in your life. To make it easier for you to remember them, just think of the acronym ARRT: A = Avoid R = Reduce R = Retain T = Transfer In the following sections, …
Which vehicle you choose for your investment journey depends on where you’re hoping to go, how fast you want to get there, and what risks you’re willing to take. Everyone should have some money in stable, safe investment vehicles, including money that you’ve earmarked for your near-term expenses, both expected …
Investing in stocks can be a rewarding experience if you analyze them. Analytical methods can be used to find stocks that are trading at a discount to their true value when researching stocks. You can take advantage of this in the future to make market-beating returns. Knowledge and information are …
Investing for income means investing in stocks that provide you with regular cash payments (dividends). Dividend stocks may not be known to offer stellar growth potential, but they’re good for a steady infusion of cash. If you have a low tolerance for risk or if your investment goal is anything …
Having built your mutual fund portfolio, you’ll need to know how to maintain it by employing a mutual fund investment strategy. Let’s take a look at four common strategies. 1. The Wing-It Strategy Among beginners, this is the most common strategy to invest in mutual funds. So how does it …
Some people seem to think that investing in the stock market or other securities markets is just a matter of luck – buy the right stock at the right time, and you are sure to get rich. Although you can certainly get lucky on the stock market – people do …
In finance, passive income describes money from a one-time investment that continually generates income flows, without requiring the investor to monitor or actively adjust their holdings. Passive income, like active income from working, is taxable, but often is given different treatment by the IRS. For instance, passive losses can be …
At any given time, there are thousands of mutual funds available. So how do you choose the right one? Although it may seem complicated, it’s not as hard as you might think if you follow the right steps. Through mutual funds, a group of investors can pool their money. An …
With the popularity of index mutual funds, it was just a matter of time before a spinoff investment appeared. Back in the early 1990s, the first exchange-traded fund (ETF) was created and sold. Since then, this innovative investment vehicle has grown by the billions (though they still pale in comparison …
Now, before you go crazy thinking that stock investing carries so much risk that you may as well not get out of bed, take a breath. Minimizing your risk in stock investing is easier than you think. Although wealth-building through the stock market doesn’t take place without some amount of …
The most commonly discussed mutual funds on the market are stock (or equity) funds, but they are certainly not the only funds available. They’re not even necessarily the best funds. Regardless of the primary fund asset, your profit potential often comes from a successful fund manager, one who has accumulated …
When it comes to stock investing, there’s more than one way to do it. Buying stocks directly is good; sometimes, buying stocks indirectly is equally good (or even better) — especially if you’re risk-averse. Buying a great stock is every stock investor’s dream, but sometimes you face investing environments that …
Individual stocks can be quite volatile and can vary considerably in price, depending on a variety of both internal and external factors for the companies that issued them. Although bonds are not as volatile, their prices can also move up and down, depending on prevailing interest rates and economic expectations. …
Understanding risk and volatility are two of the most important things to keep in mind with the stock market. There are many different types of risk in the stock market. Some are direct, such as a small company that has the potential to make gains because of innovative products. Others …
Long-term investing involves holding investments for longer than one year. It includes holding assets such as bonds, stocks, exchange-traded funds (ETFs), and mutual funds. A long-term investor must be disciplined and patient because he or she must be willing to take on certain risks while they wait for a higher …