InCruises Scam: MLM or Pyramid Scheme? [Review]

Are you curious about inCruises and whether or not it’s a scam? Maybe a friend or acquaintance told you about this opportunity to travel the world for free, but you’re not sure if it’s too good to be true. Well, you’ve come to the right place!

As an online entrepreneur, I have reviewed many similar online opportunities over the years. So I can tell you what you need to know.

I’ll give you a detailed review of inCruises and what you can expect from it. And just to be clear, I’m not affiliated with inCruises in any way. That means I’m not getting paid to write this review, so you can trust that it’s unbiased.

And if you’re not convinced that inCruises is for you by the end of this article, don’t worry. I’ll also share with you the best alternative that has personally helped me make a full-time passive income online. So, let’s get started!

What Is InCruises?

As a member of CLIA (International Association of Cruise Lines), InCruises is an organization that focuses on the cruise industry. In 2016, they opened a small office in California and have been helping people find the perfect cruise ever since.

InCruises is a tour operator that specializes in cruises. If you want to enjoy a cruise without any hassle and at a lower price, with meals and entertainment included, then becoming a member is the way to go. You’ll also be eligible for some fantastic travel discounts! And, if you recommend InCruises to others, you’ll reap the benefits.

InCruises partners with some of the biggest names in the cruising industry, such as MSC Cruises, Holland America Line, Carnival, and Princess Cruises, just to name a few. When you sign up with InCruises, you’ll be eligible for cruise rewards, incentives, and discounts. You can even supplement your income by earning money from other offers.

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Is inCruises a Pyramid Scheme?

No, InCruises is not a pyramid scheme, but there are some things you should be aware of.

Firstly, inCruises does offer genuine cruise memberships at discounted rates, and you don’t have to recruit anyone to take advantage of this. However, it’s important to note that it can be quite challenging to make a substantial income solely through selling these memberships.

The company’s compensation plan does involve a multi-level marketing approach, which is similar to a pyramid scheme in some respects. In this type of model, members are incentivized to recruit new members to earn money, rather than making sales. This can make it difficult to earn a living income or cover the costs of recruiting and maintaining membership.

While inCruises may not be a pyramid scheme per se, it could be seen as a “disguised Ponzi scheme.” This is because the emphasis is on recruiting rather than generating sales, which is a red flag in many countries.

Ultimately, whether or not inCruises is a good deal or a scam depends on your goals and expectations. If you’re looking for a fun way to save money on cruises, it could be worth checking out. However, if you’re hoping to make a full-time income through the program, you may want to proceed with caution and do your research thoroughly before committing.

You may read our article on the difference between MLM and pyramid schemes here.

Is inCruises a Scam?

No, inCruises is not a scam. The memberships are completely legit and members are paid as promised.

However, one thing to be aware of is that some people may join inCruises without fully understanding the multi-level marketing (MLM) aspect of the business. This can lead to confusion or disappointment down the line.

So, if you’re considering becoming a member of inCruises, make sure to do your research and fully understand what you’re getting into. And remember, inCruises itself is not a scam.

Learn more:

Who Founded InCruises?

This company was founded in 2015 by two savvy businessmen – Michael T. Hutchison and Frank J. Codina.

Let’s take a closer look at Michael’s impressive background. After graduating from Georgetown University in Washington, D.C., he worked for Ross Perot’s Electronic Data Systems (EDS) before joining Tony Robbins’ company as vice president of worldwide sales and marketing from 1987 to 1994. Michael is also the host of the Web show TV Credibility LIVE and author of the New York Times bestsellers Speaking Mastery and Stop It! Not to mention, he is also the host of the show Dun and Bradstreet.

As for Frank, he brings a wealth of experience to the table as well. With an impressive career spanning over 30 years in the travel industry, he has worked with top-notch companies such as Royal Caribbean, Celebrity Cruises, and Carnival Cruise Line.

And where can you find Mr. Hutchison these days? He currently resides in the beautiful Puerto Rican capital of San Juan.

How Does Incruises Work?

If you’re a travel enthusiast looking for ways to save on your dream cruise vacations, you might have heard of InCruises – a membership-based travel club that promises to make your cruising experience more affordable. But how does it actually work?

Well, unlike most travel booking sites, InCruises is an invitation-only MLM (Multi-Level Marketing) company that relies on its members to spread the word and recruit new members. But don’t worry, you don’t need to go through any complicated processes to become a member or a partner.

As a member, you can enjoy a $200 discount on your cruise fare each month by paying a monthly fee of $100. That means you’ll get 200 Cruise Dollars to use exclusively for cruise reservations. Alternatively, you can choose to become a partner, which allows you to earn dollar-based commissions, bonuses, and other travel-related perks. The initiation fee for this option is $195.

If you’re not interested in either of these options, you can still earn Cruise Dollars by referring new members to InCruises. Plus, the company provides you with resources and tools to help you recruit more people.

It’s worth noting that the cost of your trip may not be fully covered by your Cruise Dollars, as other expenses such as flights, excursions, and onboard amenities are not included. Additionally, it may take up to five years for you to receive the full value of your Cruise Dollars, as you can only access 70% of it starting from the second year.

While InCruises’ initial partnership fee of $195 might seem steep compared to other MLM companies, it’s important to remember that the company’s revenue comes mainly from its paid memberships.

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Can You Make Money With InCruises?

The quick answer is yes, but there’s a catch. Unfortunately, the amount of money you can expect to earn may not be enough to cover your expenses. While inCruises may seem like a source of passive income, in reality, it’s not.

Those who make money with inCruises are usually extroverts who actively promote their cruise packages on social media. The entire business model is based on the promise of “becoming your own boss,” but it requires a lot of effort and dedication.

Here are some things you need to do if you want to make money with inCruises:

  • Share inCruises on social media every day
  • Post as many messages as you can on Facebook, Twitter, and Instagram (yes, it can get annoying)
  • Tell everyone you meet on Zoom or Skype about the “free cruise” and the opportunity to make money
  • Call your “team” every day and motivate them to sell more and work harder (even though you earn more)

The truth is, the only reason you would do all of this is to get a discount on your trip. And let’s be honest, it’s not worth it. So, while inCruises may seem like a good idea, it’s not a reliable source of income.

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What Are Cruise Dollars?

If you’re a member of Incruises, you can use these nifty points to score discounts on future cruises on the company’s website. The best part? They don’t expire as long as you keep your monthly subscription!

Now, before you go thinking you’ve hit the jackpot, it’s important to note that Cruise Dollars aren’t exactly like real dollars. They’re more like credits that you can only use for cruise reservations, and you can’t exchange them for cold, hard cash. But hey, who needs cash when you can use Cruise Dollars to book your next dream vacation?

Why inCruises Might Not be the Best Way to Make Money

Let’s talk about making money with inCruises. It’s no secret that multi-level marketing can be tough, and studies show that a lot of MLM distributors don’t make much money. That includes inCruises.

To be honest with you, I don’t think inCruises is a reliable way to supplement your income. It’s true that a lot of people who join MLM companies end up broke. That’s just the reality.

So, if you’re considering inCruises as a way to make money, it’s important to keep these things in mind. While some people do succeed with MLMs, it’s not a guarantee, and it can take a lot of time and effort to see any real results.

Of course, if you’re passionate about inCruises and the products they offer, it might still be worth giving it a shot. Just be sure to approach it with realistic expectations and a solid plan for making it work.

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InCruises Compensation Plan

If you’re interested in joining the InCruises program, you might be wondering about the compensation plan. Let’s break it down into simple terms.

Affiliate Levels and Criteria

There are nine levels of affiliates in InCruises. To get started, you need to sign up as an affiliate and pay the affiliate fee. As you progress through the levels, you’ll need to sell downline travel memberships to qualify.

For example, to become a Marketing Manager, you’ll need to sell $3000 in downline travel memberships each month. The criteria increase with each level, with the Executive Director needing to sell $500,000 worth of downline travel memberships each month.

Commission Structure

When you recruit another affiliate who purchases a subscription from InCruises, you’ll receive a commission. The amount of commission you earn depends on the number of affiliates you recruit each month.

Instant payout bonuses for recruiting new affiliates can range from $50 to $150. For example, the first affiliate you recruit will earn you $50, while the tenth affiliate and every affiliate after that will earn you $150.

Residual Commissions

InCruises offers residual commissions that are paid out through a flat, single-tier compensation structure. To earn these commissions, you’ll need to sell and actively hold five travel memberships (retail or affiliate) and personally recruit at least one additional affiliate.

Bonus Benefits

InCruises also offers bonus benefits for achieving certain ranks and milestones. For example, if you reach the required monthly leadership bonus, you could earn up to $55,000 as an Executive Director. Additionally, each month, qualified executives receive a salary equal to five percent of the company’s gross sales.

Travel Benefits

Finally, InCruises offers travel benefits to new partners who recruit a certain number of travel subscription partners within their first 60 days of joining. For example, if you recruit seven new partners who also sign up for a travel membership, you’ll receive a “50% off” voucher for a “Company Sponsored Dream Cruise.” And if you recruit 14 travel subscription partners, you’ll receive a free Dream Cruise reservation for two.

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How Much Does It Cost To Join InCruises?

There is a one-time $100 joining fee, which is a small amount in the grand scheme of things.

However, it’s important to note that this is a monthly subscription service. So, along with your initial fee, you will also be charged $100 per month. But here’s the good news: you’ll also receive $200 in Cruise Dollars each month. These points, which are called “Cruise Dollars,” can be used to save money on future cruise bookings. Sounds pretty classy, doesn’t it?

To keep your membership active and continue accessing the video lessons, you’ll need to pay a yearly fee of $95. 


If you’re a travel lover looking for a unique and hassle-free way to explore the world, inCruises is the perfect option for you. Here are two benefits that make inCruises stand out from other companies:

Unique Offerings

inCruises is not your typical multi-level marketing company. Instead of focusing on health and wellness products, inCruises provides a unique service that caters specifically to travelers. This sets inCruises apart from other companies and makes it a great choice for anyone who loves to travel.

Easy Cancellation

If you ever decide that inCruises isn’t for you, canceling your membership is simple and straightforward. You won’t be charged any fees, and the cancellation process won’t cause any inconvenience. So, you can join inCruises with confidence, knowing that you can cancel anytime without any issues.

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Expensive Membership Fees

While the initial membership fee of $100 might not seem like much, maintaining a monthly payment of $100 and an annual fee of $95 can add up quickly. If you’re not prepared to commit to these costs, it might not be worth it.

Limited Offerings

inCruises only offers one service, which is membership. This can limit your ability to reach potential customers and may not be sustainable in the long run.

Not Everyone is Interested in Cruising

While cruising is a popular vacation option, it’s not for everyone. If you’re looking to sell cruise memberships, you may find it challenging to find interested customers.

A Disguised Pyramid Scheme

Some critics have accused inCruises of being a disguised Ponzi scheme, where recruiting new members is crucial to keep the business afloat. Additionally, there is pressure to recruit new members, which can make it difficult to build a sustainable business.

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Final Verdict

If you’re considering going on a cruise, it’s worth keeping an eye on prices to snag a good deal. But if you’re thinking about partnering with InCruises, there are some things you should know before making any decisions.

Firstly, it’s important to note that the compensation structure of InCruises resembles a pyramid scheme. This can be a risky business venture, so it’s essential to do your research before committing any money.

Additionally, the fact that InCruises has redirected its site to a page featuring only testimonials from affiliates is concerning. It may indicate a lack of transparency around financial disclosure.

Finally, it’s crucial to understand that the majority of affiliates who pay membership and startup fees end up with a negative return on investment. In fact, less than 1 percent of affiliates bring in the bulk of the money.

In conclusion, joining InCruises is ultimately up to you. But it’s essential to consider all the facts and make an informed decision that’s best for you.

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Is There a Better Way to Make Money Online?

If you’re looking for a stable and secure way to earn a passive income, why not start an affiliate marketing business online? It’s perfect for beginners, and in my experience, it’s the easiest and most rewarding online business model out there.

You may read our article about the difference between MLM and affiliate marketing.

The best part is that you can start with almost zero cost and work on it as a side hustle, all while achieving a sustainable passive income that can help pay your bills. And if you’re serious about learning affiliate marketing and building a successful business from scratch, I highly recommend Wealthy Affiliate.

Wealthy Affiliate is an all-in-one platform that offers free comprehensive training on SEO (free traffic methods) and a free website to help you get started with affiliate marketing right away. You don’t need any initial capital, and you can join for free and enjoy all the benefits of the community, live chat, over 500 training modules, and more.

But you might be wondering, “How much can I earn with Wealthy Affiliate?” Well, let me tell you about a 21-year-old student who earned $7,395 in just one week using free traffic methods. And that’s just one success story among many others from Wealthy Affiliate members over the past decade.

You can read our full review of Wealthy Affiliate here.

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So why not give it a try? Wealthy Affiliate has a simple pricing scheme with both free and premium membership options. You can sign up for a free starter membership without any time limit, and you’ll get instant access to all the benefits mentioned above. No credit card required!

In conclusion, affiliate marketing with Wealthy Affiliate is an excellent way to make money online. It’s easy, rewarding, and you can start with almost zero cost. So don’t hesitate to register for a free account and see for yourself!

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