12 Best Tips To Achieve Financial Freedom

Are you spending the best years of your life trapped in a soulless cubicle? Do you struggle to save money or make ends meet? Perhaps you’re overwhelmed by debt and just don’t know how to get ahead. Do you know that you can actually develop a financial strategy that would …

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15 Ways to Think Like a Rich Person

Average people don’t think like rich people. We live in a society like that. If you don’t have the right mentality, it isn’t easy to maintain a massive wealth for a long period of time. What do you think explains the large number of lottery winners who go broke after …

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8 Money Management Tips to Improve Your Finances

American salesman and motivational speaker Zig Ziglar once quipped that money might not be the most important thing in the world but that it was “right up there with oxygen.” In other words, money might not make you happy, but being broke will definitely make you miserable. And even when …

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Social Security Explained: How It Works, Types of Benefits

Social Security is one of the least understood components of senior Americans’ personal finances. Traditionally, income during retirement comes from a combination of three sources, often referred to as legs of a three-legged stool. The three legs are employer pensions, personal savings, and Social Security. Many Americans generally take the …

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10 Best Tips to Help Prepare for Retirement

Many people toil away at work, dreaming about a future in which they can stop the daily commute and grind; get out from under that daily deluge of voice mails, e-mails, text messages, and other never-ending technological intrusions; and do what they want, when they want. People often assume that …

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5 Reasons to Invest in Gold Despite Stock Market Volatility

Gold dazzles the world when Wall Street is afraid. When COVID-19 panic pushed gold prices above $2,000 an ounce in August and September, that’s what happened.  During the volatile year of 2020, gold outperformed stocks, with gold prices rising 24.6%, while the S&P 500 index returned 18.4%. Investing in gold …

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Does It Still Pay to Invest in Gold?

Gold was one of the earliest traded assets long before other markets like stocks and bonds. While gold trading offers many opportunities for investors, it is not without its downsides.  In this article, I will explore why people invest in gold, how to invest in gold, and whether gold is …

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18 Common Traits of a Millionaire Mindset

There are many important differences between those who are financially successful and those who struggle to create wealth. There is one psychological trait, however, that is common to both the poor and the rich. Self-serving bias is what it is called. An individual’s self-serving bias refers to any distortion of …

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10 Ways to Develop a Millionaire Mindset

Are you interested in becoming a millionaire entrepreneur? You’re not the only one. We all dream of becoming our own boss, living the millionaire lifestyles we see on television. There is, however, a difference between dreaming of becoming a millionaire and actually becoming one.  The key is mindset. Unless you …

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Savings Calculator

Our Savings Calculator answers the question “How much will I have after I make a series of deposits assuming a fixed rate of interest?”.  A detailed saving schedule and charts are created with a date-based deposit schedule. You can select your own currency and date convention for the future value …

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Retirement Savings Calculator

Retirement Savings Calculator easily answers this question, “How much do I need to save or invest each month to reach my retirement goal?”.  The calculator answers the question and creates a detailed schedule with projected investments and charts based on the projected dates.  You can select their own currency and …

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Retirement Nest Egg Calculator

This retirement nest egg calculator answers one of the questions that most people ask one day or another, “How much will I have when I retire if I make regular investment contributions?”.  It also generates a detailed schedule with projected investments and charts based on projected dates. You can choose …

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Retirement Age Calculator

The Retirement Age Calculator answers the question, “At what age can I retire?”.  The calculator creates a detailed schedule with projected investments and charts based on projected dates. You can customize the currency and date conventions used for the investment schedule. What Is Retirement Age? When is the best time …

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Net Worth Calculator

Net Worth Calculator Input your assets and liabilities in the calculator to find your net worth. What is Net Worth? Assets less liabilities equals net worth. Net worth can also be thought of as everything you own minus everything you owe. Use our net worth calculator to calculate your net …

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Mortgage Calculator

With the Mortgage Calculator, you can estimate the monthly payment due and other mortgage-related costs. Several unknown values can be calculated, including affordable home price, monthly loan payment or percentage of cost available for down payment. It can create an amortization schedule with date-based payments and charts. Optionally, the calculator …

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Loan Calculator – Calculate Your Loan Payment Here!

Loans are contracts between a borrower and a lender in which the borrower receives an amount of money (principal) they are obligated to pay back in the future. The majority of loans fall into one of three categories: Amortized Loan: Payments made periodically until the loan matures Deferred Payment Loan: …

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How to Invest in Stocks: 7 Proven Steps

Today’s stock market is perplexing, but it can also be rewarding. I can only guarantee that if you read this book carefully, you will fare far better than the average investor. Just remember that patience and discipline are more important than ever. The goal of this article is not only …

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Top 14 Stocks Trading Tips For Beginners

Every year millions of inexperienced investors try their luck in the stock market casino, and the vast majority of them end up both poorer and wiser for the experience. Most people who don’t succeed have one thing in common: they haven’t mastered the basics. However, you can improve your chances …

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What Is an Asset? Types & Examples in Accounting

What is an Asset? An asset is anything that belongs to a company or to an individual. It can be sold for cash. Typically, assets produce income or provide value to their owners. In financial accounting, assets are economic resources. On the business side of things, assets are those things …

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What is Net worth? How to Calculate Your Net Worth?

An individual or institution’s net worth is the sum of the value of all its financial and non-financial assets minus the value of all its outstanding liabilities. Due to the fact that financial assets minus outstanding liabilities equal net financial assets, net worth can also be expressed as non-financial assets …

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