Is Credit Savvy a scam? Should you trust Credit Savvy to check your credit score?
There are many scams online, so it’s important to do some research before using some online service.
Since I’m not an affiliate of Credit Savvy, you can be sure that my opinions are unbiased.
In this Credit Savvy review, I’m going to cover the following to help you make a judgment. I’ll also tell you the best way to improve your credit score.
Credit Savvy Review
Credit Savvy helps Aussies to understand their credit reputation and achieve better financial wellbeing. You can get access to credit score, credit report summary and resources to manage and improve your score.
Credit score is actually a numerical reputation of how you’re viewed from a financial point of view. It helps banks to decide if you’re qualified for a home loan or credit card limit increase etc.
Credit Savvy provides accurate credit checks for Australians. So if you are curious about what your credit score is, they might help you.
There are some other similar free services but it takes a very long time to send out the paperwork. If you cannot wait, Credit Savvy might be your option.
When you go to Credit Savvy to use their free service, you will be prompted to provide your email and some more personal information. You can sign up with Facebook or Google if you don’t want to remember the password. You will then get access to your credit score instantly after providing all the information required.
Credit Savvy will give you a complete summary for free such as repayments missed, application of finance. You can also compare yourself with others in Australia to see if you are below or above the average.
Once you know your credit score, you can improve and protect your credit reputation.
Is Credit Savvy a Scam?
Credit Savvy is not a scam. Although when you first visit their website, you may feel sceptical because it is free.
With the help of Credit Savvy, you can know where you stand and where to improve your credit score.
Credit Savvy also provides you with tools and resources to help you improve your credit score. However, in my opinion, the best way to improve your credit score is to increase your income level.
When you have money to pay for your loans or bills, you will have no issue with your credit score and don’t have to worry about it anymore.
If you can barely meet your financial needs with your 9 to 5 jobs, you should consider a change.
Do you know the world has changed a lot because of the internet? I mean there are many money-making opportunities online that you can take advantage of.
Actually, you can start an online business very easily nowadays, which not only can pay for your bills but also generate a stable stream of passive income for you.
Warren Buffet said, “If you don’t find a way to make money while you sleep, you will work until you die.”
Therefore, I wouldn’t recommend you to bother with your credit score at Credit Savvy. Instead, you should start building a digital asset that can make you money while you sleep.
In the next section, I will introduce the easiest and most profitable online business model you can start today!
The Best Way to Make Passive Income Online
If you’re new to online business, you may think it’s difficult to start a business on your own. But actually that’s not true.
There’s a risk-free online business model that doesn’t need initial capital and can be done as a side-hustle. It is called “affiliate marketing”.
So you may wonder, “how much can you earn in affiliate marketing?”
Actually the earning potential of affiliate marketing is huge. There’re people who are doing it full-time and earn a 7-figure income a year.
This is a 21-year-old student from my #1 recommended training platform of affiliate marketing. He was able to earn $7395 in just a week. That means more than $1K a day. It’s nearly impossible for you to find a part-time job that can pay you $1K a day. But affiliate marketing can.
In fact, of all the online business models I’ve tried, affiliate marketing is the easiest and most rewarding one. If you’re a beginner in online business, affiliate marketing is perfect for you because it’s simple but lucrative.
And Wealthy Affiliate is my #1 top recommended platform for building an affiliate marketing business from scratch.
If you don’t know Wealthy Affiliate, it has existed for more than a decade and is now one of the largest internet communities of affiliate marketing.
Many members of Wealthy Affiliate are able to enjoy a steady passive income, which allows them to quit their 9 to 5 job and travel around the world.
Here are some of the inspiring success stories of Wealthy Affiliate members.
Where to Join Wealthy Affiliate?
Wealthy Affiliate is a membership platform. It has free and premium membership.
You can sign up for the starter membership here (no credit card required) to experience yourself. There’s no time limit for the free membership.
And as a starter member, you can get instant access to the community, live chat, over 500 training modules, 2 classrooms, networking, commenting, build 1 free website, access to the keyword tool. There’re lots of free values you can get.
So I strongly recommend you to register a free account and see it yourself.
Later, if you think affiliate marketing is a good fit for you, you can upgrade to the Premium Membership and get the most out of Wealthy Affiliate.
If you have any questions, feel free to comment below and I’ll respond as soon as possible.