Let’s talk about making millions through investing in stocks, shall we? It’s a dream that most of us have, and it’s not surprising that there are many online courses out there that promise to make this dream a reality.
One such program is the Cash Flow Academy, founded by Andy Tanner. According to him, this program can help you grow your wealth in the stock market with very little money to begin with. Sounds too good to be true, right?
As an internet entrepreneur, I’ve reviewed numerous programs, software, and even MLMs over the years. So, I’m in a good position to share with you my thoughts on the Cash Flow Academy. And, just so you know, I’m not affiliated with Andy Tanner or his program, and I’m not getting paid to write this review. So, you can trust that my words are unbiased.
By the end of this review, I’ll also let you in on a better alternative that’s helped me achieve a full-time passive income online. So, stay tuned!
In this review, I’ll be covering the following points about the Cash Flow Academy:
Table of Contents
- What is Cashflow Academy?
- Who is Andy Tanner?
- How does Cashflow Academy help you make money?
- Who is Cashflow Academy for?
- How is the training structured?
- The Cashflow Academy Pricing
- Praise for Cash Flow Academy
- Criticism of Cash Flow Academy
- Is Andy Tanner a Scam?
- 5 Challenges of Stock Trading
- Is there a better way to make passive income?
What is Cashflow Academy?
Cashflow Academy is a program that can teach you how to invest in the stock market and make a steady income flow through stock trading. Their ultimate goal is to help you become a successful investor who knows what they’re doing.
The program includes three online courses, with its most popular product being “The 4 Pillars of Investing.” There are also two books and lots of free online training available.
What sets Cashflow Academy apart from other training materials like The Oxford Club, Sector Focus, and Shadow Blitz is that they don’t give you tips on where to invest. Instead, they focus on training you to become a knowledgeable investor who can make sound investment decisions.
The Cashflow Academy’s methods are suitable for both beginners and veterans of the stock market, although it’s clear that the program is aimed more at those who are just starting out.
The Cashflow Academy boasts an impressive track record, with over 250,000 students from more than 150 countries having taken their courses.
Who is Andy Tanner?
Andy Tanner is a well-known expert in paper asset investing, a successful business owner, and an investor. He’s famous for teaching key techniques for stock options investing and is recognized as an authority in this field.
In 2008, Andy launched Rich Dad’s Stock Success System, where he taught investors advanced trading techniques to make money from both bull and bear markets.
Andy has also authored two books – 401(k)aos for Early Financial Freedom and Stock Market Cash Flow, a Rich Dad Advisor book on paper asset investing.
The Cashflow Academy was established along with the Cashflow podcast, where Andy developed his clear teaching style. He believes that investors should have control and confidence in managing their own money rather than leaving it in the hands of money managers.
Andy’s Four Pillars of Investing theory forms the basis of a course that has been available for almost a decade. However, Andy updates it regularly to ensure that his students always receive the most up-to-date information.
How does Cashflow Academy help you make money?
Cash Flow Academy offers courses to help people make money through stock trading.
According to Andy, it is possible to invest even with very little money. However, it’s generally recommended to have at least $200 to $1,000 to start on the right track.
It’s important to be cautious and avoid investing money that you’ll need in the near future, such as within the next 5-10 years.
Also, be careful not to take on too much risk and invest so much money that your overall financial situation becomes precarious.
- Learn more about stock trading.
Who is Cashflow Academy for?
Cashflow Academy is designed to cater to both novice investors and seasoned pros. The program offers courses that are structured to be easy-to-follow and user-friendly, even for those who are just starting out. This means that you don’t have to worry about being overwhelmed by technical jargon or complex strategies.
You can learn a range of strategies that might help you generate passive income, including cash flow strategies and investing strategies.
How is the training structured?
The Cashflow Academy offers three main online courses that are all about teaching you how to make money with stock trading.
But that’s not all – the program also offers two investment books authored by the man himself, Andy Tanner. So, if you’re a fan of his teachings, you’ll definitely want to check them out.
Here’s a quick rundown of the products you can expect from The Cashflow Academy:
4 Pillars Of Investing
This course is the best-selling one from their selection.
Andy, the course instructor, will teach you everything you need to know about stock market trading. He’ll share his own experiences throughout the years, including the good and the bad, to give you a solid knowledge foundation.
You’ll find that the lessons covered here aren’t just theoretical, but practical and usable in real-life trading situations.
So, what are the so-called “4 Pillars of Investing” that are covered in this course? Here’s a brief overview of each:
Fundamental Analysis – This section is about choosing which company to invest in. You’ll learn how to make an intelligent analysis of a stock without actually spending money to determine if the company is good or bad.
Technical Analysis – Here, you’ll learn how to read charts to understand how your stock is performing. You’ll also learn the jargon associated with these analyses, as well as the importance of alerts and confirmations. These notifications are crucial for deciding when to buy or sell your stock.
Basic Cash Flow – In this section, you’ll learn how cash flow works and how to maintain a positive cash flow even when the market is going down. You’ll also see some of Andy Tanner’s personal stock trades, so you can learn from his experiences.
Risk Management – Finally, you’ll learn all about risk management, including cash flow strategies, insurance policies, personal fiscal policies, exit strategies, position sizes, asset allocations, and financial education. This section will teach you what to do should a stock you invested in drop dramatically.
Andy’s Mentor Club
If you’ve completed the first stock trading course and want to take your skills to the next level, then Andy’s Mentor Club is the perfect next step.
This course is a bit more advanced than the previous one, but don’t worry, you’ll still get access to plenty of training videos. The real value of this course comes from the live trading videos.
In Andy’s Mentor Club, you’ll get the chance to watch how the traders of The Cashflow Academy analyze the current stock market and make trades in real-time. They do this every week, so you’ll get to see how they adjust their strategies based on market conditions.
By watching and learning from these experienced traders, you can start to emulate their strategies and adjust them to fit your trading style. With a bit of luck and practice, you could start earning profits from your own trading.
How The Rich Invest With No Money?
In this course, you’ll learn simple but little-known wealth strategies that will change the way you think about creating wealth. You’ll get access to video training, an ebook, and the “9 Secrets of the Rich” that will teach you how to capitalize on these same strategies.
The best part? You don’t need a ton of cash to start. All you need is your brain and the right knowledge to get started. Even with a small investment, you can expand your wealth and potentially reach the upper echelons of financial success.
You might be thinking, “But isn’t starting a business expensive?” Actually, it doesn’t have to be! Many wealthy people started with nothing but their own hard work and a little bit of creativity. With the right mindset and strategies, you can do the same.
Apart from the three online courses, they’ve also published two books written by Andy Tanner himself.
401(k)aos is a book that explores the pros and cons of having a 401(k) savings account. It’s a great resource if you’re trying to figure out if a 401(k) is the right investment option for you. Plus, it’s known as “the book Wall Street wants to ban” – how cool is that?!
Stock Market Cash Flow is another great book that teaches you all about using stock market trading as a potential income stream. It’s packed with useful information that you can start using right away.
And last but not least, The Cashflow Academy has a free episodic podcast hosted by Andy Tanner himself! He and his guests talk about everything from stock market trends to investment ideas and more.
The Cashflow Academy Pricing
If you’re interested in The Cashflow Academy’s courses and books, here’s a rundown of their prices:
- The 4 Pillars of Investing will set you back $1,997.
- If you want to join Andy’s Mentor Club, it’s $147 per month, or $1,323 per year.
- How To Invest With No Money? That’ll be $79.
- Lucky for you, 401(k)aos is completely free.
- Finally, Stock Marketing Cash Flow is priced at $16.69.
Let’s be real, some of these prices are pretty steep. But to be fair, Andy Tanner is a big deal in the finance world, so you’re definitely getting quality content.
However, in my humble opinion, unless you’re SUPER serious about trading stocks as a side hustle, the free podcasts should be enough. Instead of spending money on training materials, why not invest that money directly into the market.
Praise for Cash Flow Academy
1. Easy to Understand for Beginners
Andy Tanner’s Cashflow Academy is a great program for beginners who want to learn more about investing in stocks. The program breaks down complex concepts into simple terms that the average adult can understand. The step-by-step approach makes it easy to follow and apply the Four Pillars method to your investments.
2. Applies Theory to Kiyosaki’s Money-Flow Chart
One clever move Andy made in his program is applying his theory to Kiyosaki’s famous money-flow chart. If you’ve read Rich Dad, Poor Dad, you’ll find this particularly helpful. The income, expenses, assets, and liabilities slots are used to demonstrate how the Four Pillars method can be applied in real-life situations.
3. Friendly and Passionate Teacher
Andy Tanner is an excellent teacher who is passionate about getting more people into trading. His friendly demeanor and down-to-earth attitude make the course enjoyable and easy to follow. With his expertise and enthusiasm, you’ll be inspired to take action and apply what you’ve learned in the program.
Criticism of Cash Flow Academy
1. Not enough value for the price
When I signed up for the course, I was expecting more than just the content. The webinars are good, but I wish there were more bonuses and extra features to make it a more comprehensive offer. Plus, it’s a bit disappointing that Andy doesn’t show his face during the webinars. Overall, it’s not bad, but for the price, I was hoping for more.
2. Only suitable for beginners
If you’re already familiar with the basics of stock trading and know how to short and go long, you might not need this course. The $1997 price tag is quite high, so it might not be worth the investment for those who already have a good understanding of the market.
3. Information available for free
While the course is well-organized and easy to follow, most of the information is available for free on Andy’s YouTube channel. If you’re already a subscriber, you might not need to pay for the course. It’s a bit redundant to pay for something you can get for free elsewhere.
4. No guarantee of success
Even if you have a lot of knowledge about the stock market, there’s no guarantee that you’ll be successful. The market is still volatile, and you could end up losing money instead of making a profit. This is important to keep in mind, especially if you’re considering stock trading as a side hustle.
Is Andy Tanner a Scam?
There have been some rumors that Andy Tanner is a scam, but let me assure you that he is not. In fact, he has taught many people how to manage their money and make better investment decisions.
However, some people wonder why he doesn’t just trade for himself if he can make so much money. Well, there are a few reasons why he devotes his time to teaching instead of just trading.
Firstly, many people are overconfident when it comes to investing and don’t take into account the risks involved. Andy Tanner’s courses help educate people about these risks and how to mitigate them.
Secondly, while it’s possible to make money trading stocks online, it’s not a reliable side hustle. It takes a lot of work to see profits.
Lastly, while it’s possible to become a millionaire through investing, it typically requires investing large sums of money. Even the best investors can expect to earn 5-10% on their investments, meaning you’d need to start with at least $10 million to earn $1 million in a year.
5 Challenges of Stock Trading
Investing in stocks can be a great way to grow your wealth, but it’s important to be aware of the potential drawbacks. Here are some disadvantages to keep in mind before jumping into the stock market:
1. Risk of Losing Your Investment
One major downside of stock investing is the possibility of losing your entire investment. If a company performs poorly, its stock price can plummet, causing investors to sell and resulting in a loss of your initial investment. If you can’t afford to take that risk, you may want to consider investing in bonds instead.
2. Research is Required
When buying stocks on your own, it’s essential to do your research on each company to determine its potential profitability. This involves reading financial statements, annual reports, and keeping up with the company’s news and developments. You also need to monitor the overall stock market as a whole, as even great companies can be affected by market corrections, crashes, or bear markets.
3. Taxes on Profits
While you may be able to get a tax break if you sell your stock for a loss, selling for a profit means you’ll be liable for paying capital gains taxes. Be sure to consider this when making investment decisions.
4. Fluctuations in Stock Prices
Stock prices can rise and fall rapidly, often causing individuals to make poor investment decisions based on emotions like greed and fear. It’s best to not constantly check the price fluctuations and instead check on your investments periodically.
5. Professionals Have an Advantage
Institutional investors and professional traders have more knowledge, resources, and sophisticated tools to invest in stocks. As an individual investor, it can be challenging to compete with their level of expertise and experience.
Is there a better way to make passive income?
Although investing is one of the most popular ways to grow your wealth and give you some passive income, the stock is unpredictable.
Even if you have the tips or insights from Andy Tanner, it doesn’t guarantee you will win in the stock market. Only God knows when the stock price will rise or plunge. You may be able to make some money in a few attempts, but lose it all in the other attempts.
So if you really want to make a stable and secure stream of passive income, I would suggest you starting an affiliate marketing business online instead.
Affiliate marketing is perfect for anyone who is new to online business.
In fact, of all the online business models I’ve tried, affiliate marketing is the easiest and most rewarding so far.
In affiliate marketing, you can actually run your business almost with zero cost and achieve a steady and sustainable passive income to pay for your bills. You don’t need any initial capital and can even do it as a side hustle.
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